Product Owner


The company

Cardlay is a Danish fintech Company that allows banks and card issuers to capitalize digitally on their global corporate card portfolios. A single software platform to issue, load, and manage cards and expenses globally for complete visibility and optimization in all processes.

Offering innovative payment card functionalities, Cardlay delivers added value within cards, payments, expense management and VAT reclaim. Cardlay is driving change to improve the daily business lives of card issuers, corporate customers and employees by continuously delivering innovative and market-leading software solutions.

The Cardlay core team consist of hand-picked, senior specialists who ensure ultimate efficiency in technical and business development. Offices today are Copenhagen & Odense. This job is placed either at the Copenhagen Office or the Odense Office.

The position

Job overall purpose

  • Develop Cardlays’ product suite in close cooperation with our technical and commercial partners

Key areas of responsibility

  • Create, maintain and drive the product vision
  • Manage the product roadmap and product lifecycles
  • Ensure products meets real customer needs
  • Understand technology and how to apply it towards solving customers’ problems
  • Collaborate with customers, internal and external stakeholders and secure team involvement
  • Participate in the development cycle and motivate the team to meet goals
  • Manage backlog planning and plan releases to be on time / on quality /aligned with stakeholders
  • Help determine pricing & packaging
  • Monitor competitors / analysts / partners
  • Liaise with internal and external stakeholders

Key tasks

  • Understand the product, users, technologies and markets
  • Define backlog (features/epics/stories) that guide the development teams
  • Ensure development teams are working focused and efficiently on the backlog items
  • Create product visions, strategy and roadmaps
  • Help prioritize bug list
  • Facilitate product board with analysis and motivate items for prioritization
  • Write release notes and communication to customers

Criteria of Success

  • Has continuously maintained progress towards a relevant product backlog
  • Has ensured the development organization has been able to work efficiently and focused
  • Product roadmap in place for the product lines under responsibility
  • Has greatly improved communication around the product to relevant stakeholders
  • Has clearly articulated vision and strategy for product line(s)
  • Has launched products and features that are accepted and loved by our partners and end users
  • Has established strong relationships build on trust and competence with developers, product team and stakeholders


Critical experience

  • Experienced and visionary product owner
  • Comfortable with agile development
  • Background from fintech, financial services/industry, corporate software or similar


  • Outstanding communication, presentation and facilitation skills
  • An active listener
  • Strong interpersonal skills and a relationship builder
  • Ability to navigate in complex environments using analytical skills and relationship building
  • Loves creating SaaS mobile and web applications with a flair for usability
  • Is proactive and open to involve feedback from all sources
  • Knows how to use facts and metrics to guide new feature development
  • Can motivate a team to create great software in an agile environment
  • Passionate about communicating with stakeholders at all levels
  • You have excellent English language skills both orally and in writing
  • You are reliable, analytic and have a well-developed commercial and business sense and understanding
  • Can teach us something we don’t know or do


  • Preferably a business or technical education on Master level

Contact and location

The interview will take place in Copenhagen. The company will not be notified of your application without your consent.

If you have any questions about the position, please contact Jan Tornfeldt by mail: or phone 2999 9040



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